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We are an ambitious Canadian team that is looking to change the world. We want to make payments simpler, more effective, and more fun for businesses and consumers.

18
Nov

Why You Need to Embrace Credit Cards for Your Business

You may be a small bakery that has a regular client base or customer base of about 50 people. Maybe you’re a printing shop or a retailer. Whatever the case, there are plenty of great reasons why you may have avoided accepting credit cards to this point in time. First and foremost, payment processing can ... Read More

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17
Nov

5 Reasons Payment Processing is an Investment in Your Success

There are plenty of things you’ve already done to invest in your business’s success. When you first had the idea for this business, it may have been something you couldn’t wait to get started. Maybe you found yourself sitting up late at night pondering all of the possibilities, beginning to develop a plan and goals, ... Read More

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13
Nov

Boost the Types of Payments Your Business Accepts to Increase Sales

Here’s a tale of two businesses. Hopefully this story will help you realize that boosting the types of payments your business accepts will also boost the number sales you can enjoy. Tom owned a retail clothing store in the middle of town. He was a traditional business owner did not enjoy all of the technology ... Read More

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07
Aug

What is Point of Sale? An Introduction to Payment Processing

The way in which we process payments in any industry, especially with Digitech Payments has changed considerably, and at this point, we are all using PoS or Point of Sale terminals. What is that exactly? What do you need to know about it? There are a few things that make Point of Sale different from ... Read More

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07
Aug

Point of Sale and Payments: Everything You Need to Know

What is Point of Sale exactly? How does it differ from the typical method of payment that we normally use? There are a few different reasons, but let’s start with the fact that there was a time, however brief, that people always used cash to pay for their purchases. Checks and cash were forms of ... Read More

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03
Aug

Know Your Encryption in Online Payment Processing

The critical nature of credit card processing in today’s economy is not to be dismissed, but it must also be understood, and understood well, that customer information is stored on the card, and it is not something that you want to compromise. There are very few companies that have been able to withstand a complete ... Read More

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03
Aug

How a Credit Card Payment Happens

The solutions provided at Digitech Payments  might seem simple, and let’s face it, the average person has no idea what happens when they swipe their credit card. To the typical shopper, it seems they put their card in the machine, and the item they are trying to buy is paid for. There is quite a bit ... Read More

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03
Aug

Credit Card Payment Processing Today and Tomorrow: The Current Trends

Payment is something that has been happening for thousands of years, but today it is much different than it was in the past. Rather than a person needed to by physically present in order to make a payment, they are now able to do so from great distances using the advent of the internet and ... Read More

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24
Jun

Security in Mobile Payments: Truth and Fiction

These days it seems like everyone is ditching the good old billfold in favor of mobile payment options. The rest of your life is already on your cell phone, why not your wallet? The biggest concern with alternate payment methods are the actual issue of convenience and, of course, security. While it will doubtless take ... Read More

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22
Jun

Phishing Season: How to Make Online Credit Card Processing in Canada More Secure

Identity theft is on the rise worldwide. As far back as 2009 the Globe and Mail reported identity theft as the fastest growing crime in the country, skyrocketing 500 percent in the five years between 1998 and 2003—while this trend has slowed since new security measures were implemented by payment processors everywhere, it continues to ... Read More

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20
Jun

Merchant Cash Advance Blog

A merchant cash advance blog is worth reading and subscribing to. A blogger who knows the merchant cash advance (MCA) industry can answer questions about how the industry works and how to work with cash advance firms in a way that makes business sense. Bloggers who cover the MCA industry, finance experts and some clients ... Read More

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10
Jun

Merchant Cash Advance Resource

Merchant cash advance (MCA) resources are available to almost all businesses when circumstances require quick access to money. A merchant cash advance is technically a sale, of some future credit card receipts. Like all financial instruments, there are risks and benefits to using cash advances as a resource. A Merchant Cash Advance is a Resource: ... Read More

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10
Jun

: Merchant Cash Advance Forum

A merchant cash advance forum can provide answers to how to best use their services, regardless of the specific firm used or the industry. The merchant cash advance (MCA) industry, finance experts and some clients have shared tons of information on how to use merchant cash advances. A merchant cash advance, just for the record, ... Read More

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09
Jun

Merchant Advance

Any business could benefit from immediate access to money, so a merchant advance can be a legitimate business strategy. Short-term loans from traditional lenders and credit card advances can be options, but an advance against future income is a better option for some businesses. In return for a share of future credit card receipts, the ... Read More

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10
May

Merchant Cash Advance News

Merchant cash advance (MCA) services generate news on a regular basis. The usual news on IPOs, partnerships and new product offerings is there. A quick Web search will be enough to call up recent news related to the industry. Some of those sources will also be industry sources that are worth bookmarking and returning to. ... Read More

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08
May

Merchant Cash Advance Industry

The merchant cash advance industry has experienced a significant growth in recent years, as banks have tightened credit and more and more small-business owners have sought quick cash without going through a difficult loan application process. A merchant cash advance costs a borrower more than a loan, but the ease with which it can be ... Read More

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08
May

Merchant Cash Advance Program

A merchant cash advance program is a useful resource for many types of business. Most businesses need an infusion of cash at some point, to deal with an emergency most of the time. An MCA vendor can fill a need in such cases. Cash advances can also provide money to exploit opportunities. Merchant cash advances ... Read More

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02
May

Merchant Cash Advance Companies

Merchant cash advance companies are an alternative to banks when it comes to small business financing options. By providing applicants with working capital quickly and with minimal paperwork, they represent a speedy solution to temporary cash flow needs. Merchant cash advances (MCAs) are not loans. Rather, they are an advance against future sales. Although business ... Read More

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22
Apr

Merchant Cash Advance New York

Merchant cash advance (MCA) lenders in New York offer the opportunity for some businesses to meet their short-term capital needs without access to a bank or credit union. Factoring is another option, for businesses with significant invoices coming due. For a certain class of businesses a lack the collateral or credit to use conventional lending ... Read More

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20
Apr

Merchant Cash Advance Software

Merchant cash advance software offers a way to automate the process of getting a loan against future credit card receipts. That is what a merchant cash advance (MCA) is. The software helps vendors streamline lending and customer relationship management. Software that supports merchant cash advances against credit card receipts exists in many forms. Merchant Cash ... Read More

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17
Apr

Merchant Cash Advance Calculator

For many small and medium sized businesses, a merchant cash advance is an easy way to secure cash quickly without too much paperwork, even when their credit history isn’t great. Not requiring a collateral, a cash advance allows merchants to pay back the borrowed sum daily from their credit card sales, until the whole sum ... Read More

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16
Apr

Merchant Cash Advance Providers

Merchant cash advance (MCA) providers have sprung up across Canada and the US in the past 10-12 years. This new development is not surprising given the known gaps in the financial services industry. New businesses may not be able to get loans. Businesses with no collateral might be able to get loans, but there are ... Read More

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15
Apr

Merchant Cash Advance Loan

Any business could benefit from immediate access to money, so a merchant cash advance loan can be a legitimate business strategy. Short-term loans from traditional lenders and credit card advances can be options, but an advance against future income is a better option for some businesses. In return for a share of future credit card ... Read More

Posted by Payments Expert | 0 Comment
08
Apr

Merchant Cash Advance News

Merchant cash advance (MCA) services generate news on a regular basis. The usual news on IPOs, partnerships and new product offerings is there. A quick Web search will be enough to call up recent news related to the industry. Some of those sources will also be industry sources that are worth bookmarking and returning to. ... Read More

Posted by Payments Expert | 0 Comment
08
Apr

Choose the Best Merchant Cash Advance

The best merchant cash advance (MCA) service is dependent on a number of factors. The MCA vendor, terms, fees and business needs of the individual business owner are all relevant factors. A brief review of the important considerations will help a business owner decide when and where to get a cash advance: The Best Merchant ... Read More

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30
Mar

Merchant Services Canada Based – An Introduction

Merchant services can help Canadian businesses sell more by providing them with credit processing, virtual gateway, mobile payments, and gift card services, all of which have become indispensable in our day and age. Such services are increasingly offered as cloud computing products, more specifically as Software-as-a-service, meaning that any business connected to the Internet, regardless ... Read More

Posted by Payments Expert | 0 Comment
24
Mar

Online Merchant Cash Advance

An online merchant cash advance is a great tool for business owners who need quick access to cash. Business owners who need quick access to cash can look to online lenders for advances against credit card receipts. As with other financial services, including services offered by brick and mortar stores, there are risks and benefits ... Read More

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24
Mar

How To Shop For Merchant Card Services

Don’t treat merchant card processing services too lightly. As with payment gateways and many other services, the details matter. Costs, fees, services and service terms vary so nothing can be gained by just choosing the cheapest option.   Merchant Card Processing Services:   Every business needs a merchant services partner to handle electronic payments. At ... Read More

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21
Mar

Tips for Selecting Your Best Payment Processor

Selecting the best payment processor for your ecommerce operation isn’t a trivial matter, but it doesn’t need to be a real chore either. Most of the information business owners need to evaluate the options should be at hand or easy to find. With information about the business and its plans in mind a few tips ... Read More

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21
Mar

What to Look for in an Online Payment Processor

Any business that sells on the Web needs an online payment processor. Most business owners lack the means, and expertise, to develop their own software for securely processing electronic payments is not something Existing businesses might profit from re-evaluating their current vendor. New businesses need to start off in the best possible position to fuel ... Read More

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20
Mar

Adapting to EMV Card Processing

EMV (EuroPay, MasterCard, Visa) card processing is coming over from Europe, to be the new standard for secure card processing.   EMV Card Processing Means More Security, and More Cost: For those out of the loop, an EMV card has an embedded chip that holds information normally written on a magnetic strip. EMV cards send ... Read More

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20
Mar

How to capitalize on new mobile payment processing technology

New mobile payment processing technologies offer opportunities in customer service, relationship-building and sales. The technologies and the business practices they can support present a number of opportunities for business owners, regardless of whether the business is online or brick-and-mortar only.   Important Mobile Payment Processing Technologies:   Mobile POS terminals, tablet and smart phone apps ... Read More

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16
Mar

Should you look for a new payment processor?

Your current payment processor may not be the best fit for your business anymore. How do you know if this is true, and how to find a new processor that better fits the business? Several factors matter in deciding whether to make a change. Knowing if Your Current Payment Processor is Right: Consider how well ... Read More

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13
Mar

Getting A Cash Advance Against Merchant Sales

Get a cash advance against sales is a merchant‘s best strategy for funding growth and solving problems, in at least some situations. All businesses encounter problems and opportunities where cash on hand, existing credit and conventional financing tools are not adequate. When to Get a Cash Advance Against Merchant Sales: A cash advance can prove ... Read More

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11
Mar

Should You Buy or Build your Payment Gateway?

Business owners sometimes need a new payment gateway to process their electronic payments. Payment gateways allow businesses to process electronic payments and checks online. While it might seem obvious that using an outside service makes the most sense for most all businesses this isn’t always true. Factors in Payment Gateway Development: The business model, budget, ... Read More

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07
Mar

Merchant Cash Advance Rates: What You Should Know

Owners of small businesses often find themselves in a position whereby they need instant access to money to either expand or protect their business operations. Enter the industry of Merchant Cash Advancement, which has seen a steady growth over the past ten years. It is easy to come by and guarantees a quick pay-out – ... Read More

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02
Mar

What is a Merchant Cash Advance?

A merchant cash advance is an alternative funding option for business owners that need additional access to cash. The cash is usually used to fund start-up costs, expansion or even unexpected expenses. It’s important to note that a merchant cash advance is not a loan. It is a unique agreement in which the business owner ... Read More

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09
Feb

Mobile Payment Trends to Watch

Business owners need to know a few things about mobile payment trends that can broadly impact business practices. The use of mobile devices to shop and pay is not new, but the growth and business opportunities in this trend may not be apparent. Three Mobile Payment Trends The big trends in technology and behavior worth ... Read More

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06
Feb

Merchant Services and Mobile Payments

Business owners need to look for merchant services with great support for mobile payments. Many of the big players in merchant services and credit cards do offer mobile payment apps or services. The only really challenge at this point is for the business owner to identify a merchant services partner that supports the range of ... Read More

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05
Feb

How to Capitalize on New Mobile Payment Technology

Small business owners can capitalize on new mobile payment technology in a number of ways. There are opportunities in marketing, sales and customer relations to act on, when the business owner knows more about mobile payments. This post examines how a small bakery might leverage mobile payment technologies to attract new customers and more repeat ... Read More

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04
Feb

Are Electronic Wallets Worth The Trouble?

Electronic wallets, also called digital wallets, are hot. These smartphone apps link bank account and credit card information so shoppers can pay by simply waving or tapping their phone. Brick-and-mortar merchants who want to go online should consider how they can work with these electronic payment forms. All businesses need to at least consider working ... Read More

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03
Feb

How an Online Boutique Can Benefit from New Mobile Payment Technology

Mobile payment technology is one of the hot things in e-commerce today. A small business owner who is online could ignore that development for a time, at the risk of losing some sales and some loyal customers. Considering the increasing important of mobile technology and the value of a loyal customer, it makes sense to ... Read More

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02
Feb

Will the Migration to EMV Cards Affect Your Business

The migration to EMV cards was driven by a rising tide of financial fraud. The amount of credit card fraud is expected by experts to reach $10 billion in 2015. Mobile payments are soaring in important, to an estimated $214 billion in 2015. EMV Card Migration is Inevitable: An EMV card is a credit card ... Read More

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28
Jan

How to Evaluate POS Solutions

Vendors offer a bewildering range of POS solutions for businesses. Fortunately, it is not that difficult to decide what sort of payment processing tools your business needs. To make a decision the business owner needs to answer a few questions about the business and do some comparison shopping. Questions about software, hardware, business needs and ... Read More

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27
Jan

Accept Credit and Debit Cards with Ease

Try to run a business that does not accept credit and debit cards. While this is possible, it is not practical or sensible. Essentially nothing could be sold online without electronic payments. Accept Credit and Debit Cards with Minimal Cost: The business environment of the 21st century requires the ability to accept plastic, at a ... Read More

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27
Jan

Choosing a Credit Card Processor

Choosing a credit card processor does not have to be a long and difficult journey. The service itself is not hard to understand, and they’re plenty of online tools to assist the confused business owner. Doing a little work up front will make the selection process easier and faster. The requirements vary somewhat depending on ... Read More

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26
Jan

Selecting the Right Payment Processing System

A payment processing system should be selected deliberately and after some research. Online-only business and brick-and-mortar stores have different needs, but some needs that overlap. Payment Processing System – Major Considerations: Payment processing can be outsourced to one of many dedicated payment processing firms. This is the default choice for almost small business and most ... Read More

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24
Jan

Payment Processing Companies

Payment processing companies face big changes, changes that also affect businesses that take electronic payments. Knowing those changes will help businesses evaluate payment processing companies. Whether the business is a new one or an established business looking at changing card processors there are a number of factors to keep in mind. Payment Processing Companies: The ... Read More

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23
Jan

Card Payment Processing Options for Businesses

All businesses that sell online, whether or not the Web site is their sole source of income, need to process credit and debit card payments. The options for doing so each have benefits and costs. The rules are similar for small businesses and for large e-commerce merchants, though differences in scale introduce some differences in ... Read More

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23
Jan

Online Payment Processing Solutions for Any Business

Online Payment Processing Solutions for Any Business Just about any business that’s online will need to look at online payment processing systems from time-to-time. Choosing a new payment system entails considering a variety of factors about the business and the payment processor. The service needs to integrate with the company’s technology and that meets the ... Read More

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23
Jan

Payment Card Processing

Payment card processing is a necessary component of any business model in the 21st century. Being able to take credit cards and debit cards is fast becoming insufficient as well. With those thoughts in mind business owners and entrepreneurs need to evaluate payment processing firms in a new light.  Payment Card Processing Considerations:  Business owners ... Read More

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22
Jan

Outsourcing Payment Processing Services

Payment processing services are a vital support element for all sizes of business. Almost all businesses will either outsource this service by necessity or by choice. Outsourced payment processing comes with reduced costs and no real downside for most companies. Payment Processing Services: Traditional payment processing services handle credit card transactions. Newer services have arisen ... Read More

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22
Dec

Accept Online Payment

It is a fact that many people opt to conduct their shopping online with retailers and service providers that are available at the touch of a button. For this reason more businesses choose to incorporate online shopping to increase sales. However, in order to achieve this, businesses need to find secure ways in which online ... Read More

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18
Dec

Credit Card Transaction Processing

By setting up a credit card transaction processing system, businesses enable their customers to pay for their purchases with a variety of cards. Card processing has become more important than ever because many customers use almost exclusively their credit cards for shopping. Although an essentially complex process that involves multiple organizations, including a merchant bank, ... Read More

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18
Dec

How Payment Processing Works

Payment processing is the procedure through which a business handles credit card transactions and other online payments. A business needs a merchant account, which entails setting up a processing interface provided by a third-party company and arranging for a bank to receive the payments customers make. Nowadays, processing payments is easier than ever thanks to ... Read More

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16
Dec

POS Payment Processing

Essential for any retail store, POS payment processing has benefited significantly from the advent of cloud computing as well as from the widespread use of mobile devices such as tablets, so that now, integrating it into a store or chain of stores is more straightforward and cost-effective than ever. A mix of hardware and software ... Read More

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15
Dec

Merchant Services Canada

Merchant services can help Canadian businesses sell more by providing them with credit processing, virtual gateway, mobile payments, and gift card services, all of which have become indispensable in our day and age. Such services are increasingly offered as cloud computing products, more specifically as Software-as-a-service, meaning that any business connected to the Internet, regardless ... Read More

Posted by Payments Expert | 0 Comment
05
Dec

Credit Card Processing

Even the smallest business has the need to accommodate the preferred payment methods that its loyal customers prefer. Most businesses look to the banks that hold their business accounts or to merchant services providers to help with credit card processing and management. From payment processing to settlement reporting, or receipt printing to brand enhancement programs ... Read More

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04
Dec

Internet Payment Gateways

Merchants depend heavily on online transaction these days to keep their business going. As more and more customers buy and pay for goods and services online, businesses big and small can launch secure online transaction processing with the help of Internet payment gateways. Digitech Payments offers these online payment-processing services, and can specifically customized to ... Read More

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02
Dec

Is Your Business PCI Compliant?

Payment Card Industry (PCI) security standards are minimum requirements for protecting your customers’ payment card information. Adopted by Visa, MasterCard, American Express, Discover Card, and JCB, PCI compliance is required for all merchants that store, transmit, or process payment card information. PCI Compliant From the world’s largest corporations to small Internet stores, compliance with the ... Read More

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25
Nov

POS Solutions

As the owner of a business, you need to decide two important things: what kind of payments you will accept, and how you will accept them. POS Solutions The software systems fill two needs at the same time: accepting payments and tracking inventory. They record each sale in real-time, keeping your inventory records both up-to-date ... Read More

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19
Nov

Merchant Services

For big companies that end up making hundreds or thousands of purchases and transaction a day, it can often be a daunting job for any accountant – making sure invoices line up, managing export and import procedures, balancing numbers, etc. Additionally, when working with foreign clients or handling business with foreign investment groups and banks, ... Read More

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18
Nov

Merchant Cash Advance for Restaurant Owners

A merchant cash advance is a convenient source of business funds for restaurant owners who can’t or prefer not to take out a commercial bank loan. Unlike with a loan, the funds come from the discounted purchase of a portion of a business’s future Visa, MasterCard, and debit card sales. The merchant cash advance provider ... Read More

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18
Nov

Accept Credit Cards and Debit Cards

Your business needs to be able to accept credit cards as a form of payment from your customers in order to be financially successful. Accepting credit cards and debit cards  makes it substantially more convenient and easier for customers to make larger purchases. Accept Credit Cards and Debit In order to start accepting credit and ... Read More

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06
Nov

Getting A Merchant Account

Below is a series of frequently asked questions about our online payment processing services. If you do not see your question listed here or you require additional assistance, please contact us. Merchant Account Questions   How secure are e-commerce transactions? We are committed to preventing credit card fraud and protecting the integrity of your customers’ ... Read More

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31
Oct

Top 5 Invoicing Tips To Get Paid Faster

When you’re running a business, billing is both essential and cumbersome. You need to maintain a healthy cash flow, but you want to spend your valuable time growing the company, not sending out invoices- especially since there’s no guarantee that clients will pay you promptly. Getting customers to pay on time is one of the ... Read More

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31
Oct

Merchant Account vs. PayPal Account

When you’re business starts to receive large sums of money, you will evidently need various payment options. You can either choose to sign up for a merchant account or you can opt for a third party processing service like PayPal. Merchant Account A business merchant account enables your company to process all major credit cards ... Read More

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24
Oct

Choosing A Payment Processor

Taking the steps to get a merchant account is an exciting moment for an entrepreneur. It could mean that you’re finally following your dreams to open up your own business, it could mean your business is expanding so you need more payment options, or it could simply mean that you’re trying to stay with the ... Read More

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22
Oct

What You Need To Know About The Most Popular Forms Of Payment

Does you company accept credit cards? From wallets full of cash, to checks, to plastics to even Bitcoin. It’s safe to safe that the people’s preferred form of payment is constantly evolving. Let’s take a look at the most recent payment processing options. eWallets “E-wallet is an online prepaid account where one can stock money, ... Read More

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16
Oct

Mobile Payments For Contractors

Although the profession of contract work is old one, that doesn’t mean that their ways of business need to be dated. For the most part, contractors should get paid when the job is done. Although due to the fact that their clients have to wait to get the invoice, receiving their payment can take much ... Read More

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15
Oct

Top 5 Advantages of a Merchant Cash Advance

There is an endless amount of advantages that can be associated to receiving a merchant cash advance.  If you’ve ever taken out a loan, you know that the process isn’t always a pleasant one. The interest rates can be sky high and the approval rates can be unrealistic. Additionally, life can be unpredictable. Sometimes you’ll ... Read More

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30
Sep

How To Get Approved For A Merchant Account

Are you interested in accepting credit and debit cards? If so, you will need to get approved for a merchant account. You will have a much better chance of getting approved for a merchant account if you make sure that you are doing the following three things:  Merchant Account 1 -Gather your Financial Statements One ... Read More

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25
Sep

Should I Offer Gift Cards to My Customers?

Though most people know Digitech Payments for our payment processing, we also offer other services. One of the services that we offer to our customers is the ability to give and accept gift cards. People love gift cards and there are a number of benefits to the retailer when you offer gift cards to your ... Read More

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15
Sep

Benefits of Accepting Debit and Credit as a Non-Profit

If you are part of a non-profit and find that donations aren’t as good as you would like, accepting credit and/or debit cards can be the perfect solution. There are a number of benefits that you will find when working with Digitech Payments to accept credit and debit as a non-profit and the most important ... Read More

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08
Sep

Top Three Ways Using Digitech Payments for Payment Processing Will Save Your Business Money

Most people know that using a payment processing service like Digitech Payments will cost a bit of money. However, at the same time, you will be gaining a large profit for your business. Almost every company that starts accepting credit or debit cards will make a bigger profit, and that is on top of all ... Read More

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08
Sep

The Top 3 Reasons Companies Choose Mobile Payment Processing

There are many ways that Canadian businesses can accept credit and debit cards from their patrons, but one of the newest and most trendy ways is to accept payment right on your mobile phone. Companies from painters and window installers to financial advisors and mobile hair stylists are taking advantage of technology and using their ... Read More

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19
Aug

What Benefits Can Merchants Get from Mobile Credit Card Processing

If you currently own a business, accepting credit cards will certainly bring in more benefits, more customers and will help your business grow. However, for many business owners, buying a large point of sale system or even wireless terminals are not practical. Fortunately, there are other options like mobile credit card processing. If you are ... Read More

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19
Aug

How to Choose the Right Credit Card Processing Equipment for Your Business

If you own a business, one of the most useful tools you have is a credit card machine. These machines allow you to accept credit at your company and are a great way to appease your customers. There are a number of credit card machines available on the market, so it is important that you ... Read More

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30
Jul

Bring in More Profits By Accepting Credit and Debit Cards

Every merchant in Canada will jump at the chance to bring in more profits from their business. If you are not yet accepting credit or debit cards, you could be missing an opportunity to actually do this. Many people falsely believe that making the choice to accept credit cards will actually cost them more than ... Read More

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30
Jul

Simplify E-Commerce Payment Processing with Your Own Payment Gateway

Most people know that in order to be a successful online entrepreneur that you will need to accept credit and/or debit payments. Many do this by using a service like PayPal, but you can easily simplify the process and get more out of it by using your own payment gateway and payment processing service. Customers ... Read More

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22
Jul

What is a Merchant Bank

A Merchant Bank, also known as an investment bank, is a financial institution that offers various services in international finance and long-term loans. Merchant banks are not for the general public. They tend to deal more with wealthy individuals, multinational corporations and governments. A Merchant Bank is a private business; their primary sources of income ... Read More

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22
Jul

Credit Card Machine

A Credit Card Machine, also known as a credit card terminal is a type of a point of sale terminal that can do transactions with a credit or debit card. A Credit Card Machine is used by many merchants to not only process payments for their services, but protect them as well. For instance, if ... Read More

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03
Jul

What is a Merchant Bank

A Merchant Bank, also known as an investment bank, is a financial institution that offers various services in international finance and long-term loans. Merchant banks are not for the general public. They tend to deal more with wealthy individuals, multinational corporations and governments. A Merchant Bank is a private business; their primary sources of income ... Read More

Posted by Payments Expert | 0 Comment
01
Jul

What You Really Need To Know About Your Credit Card

So what is a credit card, and what does it really do? How does it really work? A Credit Card is a payment card with embossed bank numbers. These cards are issued to users as a system of payment. These cards allow the cardholder to pay for goods and services based on the holder’s promise ... Read More

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21
Jun

Merchant Account Fees

A merchant account has a variety of Merchant Account Fees. Some are periodic, others charge on a per-item or percentage basis. Some Merchant Account fees are set by the merchant account provider the credit card issuing bank according to a schedule of rates. 3-Tier Pricing The 3-Tier Pricing is a popular pricing method and the ... Read More

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21
Jun

International Payment Service

When doing business overseas there will be an involvement of foreign exchange exposure for you or your counterparty. In doing this you will need to obtain some sort of International Payment Service. Many banks provide a Maximizing Your Profitability and Minimizing Your Risk With the ever-fluctuating foreign exchange rates, you will need to maximize your ... Read More

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05
Jun

Credit Card Payment Processors

When using credit card payment processors, the processing takes place in two phases for your Canadian business: authorization (getting approval for the transaction that’s stored with the order) and settlement (processing the sale, which transfers the funds from the issuing bank to the merchant’s account). Authorization and Settlement of Credit Card Payment Processors When the cardholder clicks ... Read More

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04
Jun

Payment Gateways

A payment gateway is an e-commerce application service provider service that allows credit card payments for e-businesses, online retailers, and bricks and clicks. Payment Gateways protect credit card details by encrypting sensitive information to ensure that information is passed securely between the customer and the merchant as well as between the merchant and the payment processor.Payment Gateways facilitates the transfer of information between a payment portal (such as ... Read More

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30
May

B2B Online Payment Processor

B2B (Business to Business) Online Payment Processor, have been transitioning rapidly to online business transactions over the past decade. There are several advantages to doing Business to Business and Business to Customer business online. Some of the major benefits to using the Internet for business operations include increased exposure due to viral marketing, cheaper information ... Read More

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27
May

Electronic Payment Processor

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An Electronic Payment Processer is a system that involves directly exchanging funds between two bank accounts. Using an Electronic Payment Processor is a safe and effective way to dramatically increase the productivity and decrease the overall cost of your payment processing. This requires less labor and eliminates material costs. Integrating with financial software, automate recurring ... Read More

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20
May

How to Use Social Media to Stay Ahead of Competition

Social platforms like blogs, Twitter, and Facebook make it almost effortless for businesses like yours to compose and post content to a potential audience of millions. It’s faster and cheaper than large-scale publishing, promotion, or customer relations have ever been. Online social presence has become a required, core competency of successful businesses and organizations.  One ... Read More

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15
May

Benefits of Recurring Billing

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What is recurring billing?  Recurring billing is when a customer authorizes the merchant to automatically charge their credit card. The agreement is usually set for a particular date in chosen intervals. For example a customer wants her favourite set of teas delivered to her house every month. How does Recurring Billing benefit my customers? Recurring ... Read More

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01
May

Merchant Small Business Payment Processing

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Do You Need Small Business Payment Processing? Many merchant small business owners do not think that payment processing is a top priority when opening their new business when in fact being a merchant small business actually means it is one of your top of the list items to look into! When you are accepting payments ... Read More

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24
Apr

Web Payment Processing

When talking with our customers, setting up your merchant account payment processing to accept debit and credit cards is one of the biggest pains in the back side to opening and operating your online store front. There are just so many options out there; it can be very confusing, so I’ll help to explain it ... Read More

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23
Apr

Pharmacy Merchant Account

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What You Need To Know About Obtaining a Pharmacy Merchant Account There are different requirements for every type of business out there and there also may be rules that may or may not be stricter for online businesses as well as your typical brick and mortar business. Some accounts will be considered “Low Risk Accounts” ... Read More

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17
Apr

Accept Credit Cards iPhone – Accept Credit Cards Android

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Start to Accept Credit Cards, iPhone Or Accept Credit Cards, Android   Using your mobile device to accept credit and debit card payments is one of the hottest new trends out there in the card payment processing world. You can choose to accept credit cards; iPhone or accept credit cards; Android, either way you have ... Read More

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15
Apr

Web Payment Processing

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What Is Web Payment Processing? Web payment processing is a term used for accepting credit cards and debit cards using the Internet. There are a few ways you can complete this process but the most common web payment processing will be done on your e-commerce website (Your online store front). There are also other things ... Read More

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04
Apr

Why Accepting Only Cash Hurts Your Business

While cash is considered currently the most commonly accepted and reliable payment method for many if not most businesses this can be very damaging to the income level of your business.  Many small businesses actually operate as “cash only” businesses or merchants and years ago this was not an uncommon practice, but with advancements in ... Read More

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02
Apr

Accepting Credit Cards

Credit and Debit Card Payments are very rapidly evolving into the most common client payment method and are so widely accepted that many consumers no longer carry cash or even their check books anymore. Accepting Credit Cards makes it very easy for you to increase your sales as well as creates a much lower thought ... Read More

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27
Mar

Can Accepting Credit And Debit Cards Help Reduce Fraud?

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This is a very tricky question here and there are two parts to the answer as well. If you are properly verifying your client’s identification then the answer is yes it will help reduce the risk of fraud. As a merchant of any sort you face the certain risk of fraud by means of counterfeit ... Read More

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25
Mar

Benefits Of Credit Card Acceptance And Marketing Your Business Part 3

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We have now presented the statistics, facts and trends around accepting credit cards and then provided some backing of the direct effects that the acceptance of this type of transaction can have on your marketing efforts of your business. So what are the other areas that we have not touched on then? Benefits of Credit ... Read More

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22
Mar

Benefits Of Credit Card Acceptance And Marketing Your Business Part 2

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So what are the benefits of credit card acceptance? Does accepting credit cards really help with marketing your business? Let’s get the facts because these are two of the biggest questions surrounding Merchant Accounts and Credit Card Processing. What are the Facts that show the Benefits of Credit Card Acceptance? So the first piece of ... Read More

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22
Mar

Benefits Of Credit Card Acceptance And Marketing Your Business Part 1

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There are still in this day and age businesses that just simply do not accept credit cards and one of the questions often asked is: What are the benefits of credit card acceptance? Another question that seems to go hand and hand with this is: Does this help with marketing your business? This is one ... Read More

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21
Mar

How to choose the “Right Method” of Processing Payments for at Home Businesses

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So now you are completely ready to start processing payments for you’re at Home Business right? Well maybe not. Now what payment method do you use? What type of business do you have? Are you a contractor that uses your home address as your business address, do you have an online store that you operate ... Read More

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17
Mar

Payment Processing For At Home Businesses Part 2

Payment Processing for at Home Businesses Quick Recap of Part 1 So in the previous blog about Payment Processing For At Home Businesses we went over a lot of information. We have no intentions of overloading you or scaring you away, we are just simply helping you lay a fool proof foundation to make sure ... Read More

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11
Nov

3 Reasons Why It’s a Great Idea to Consolidate Payment Vendors

You operate a small business. Your profit margins are thin, but slowly getting better. You have numerous suppliers that you rely on for all of your products. You train employees to provide the best customer service and support to every single individual, even those who may have issues with certain products they purchased or questions ... Read More

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